Disability Insurance: Your Financial Safety Net!

Disability Insurance: Your Financial Safety Net!

Disability Insurance: Your financial safety net! Acrobats performing in front of live audiences 40 feet or more above ground generally insist on using a safety net. Many are even required by law to reduce the risk of injury. You are likely not in the circus. If you are, great!

But apart from your day job, does it sometimes feel like you are walking on a financial tightrope? If so, how can Disability Income Insurance be your financial safety net?

What is Disability Income Insurance?

This type of insurance replaces your income if you have a short-term disability or long-term disability due to injury or sickness. Sometimes, it is nice to ask yourself a few questions. For example, if you were unable to work due to being sick or injured, how long would your savings last? 

Most financial experts recommend having six months of emergency funds to cover living expenses. However, according to BankRate.com, more than half of all Americans have less than three months worth of emergency expenses in their emergency fund. That total includes 1 in 4 Americans who have no emergency fund at all!

What’s the solution? If you become sick or get injured, Disability Income Insurance provides benefits that start paying you up to 80% of your after-tax salary in just 30 days! Having those funds can make all the difference when it is time to pay your rent, mortgage, and living expenses.

Woodfork Insurance Services has Disability Income Insurance products for California, Georgia, Nevada, and Pennsylvania. Plans are affordable and available for virtually any occupation, profession, and trade.

Finding out how you can protect your income is easy! Contact the professionals at Woodfork Insurance Services today at 858-480-5546 or 833-480-5546. You can also click here to receive a fast, customized quote now!